AXBOROT TEXNOLOGIYALAR VA KOMMUNIKATSIYANI RIVOJLANTIRGAN HOLDA SIFATLI ZAMONAVIY BANK XIZMATLARINI JORIY ETISH YO‘LLARI. journal. 2025;47(4):134-143. Accessed July 4, 2025. https://scientific-jl.com/luch/article/view/22926