“ TIJORAT BANKLARINING KREDIT PORTFELIDAGI MUAMMOLI KREDITLARNI KAMAYTIRISH YO‘LLARI (‘O‘ZSANOATQURILISHBANK’ ATB MISOLIDA)”, journal, vol. 49, no. 1, pp. 430–438, Jul. 2025, Accessed: Oct. 03, 2025. [Online]. Available: https://scientific-jl.com/luch/article/view/25307