Umarkulov Erkin Sodikovich 2025. TIJORAT BANKLARIDA IPOTEKA KREDITLARI SAMARADORLIGINI OSHIRISH YO‘LLARI (“BIZNESNI RIVOJLANTIRISH BANK” ATB MISOLIDA). JOURNAL OF NEW CENTURY INNOVATIONS. 78, 3 (Jun. 2025), 106–111.