TIJORAT BANKLARIDA XODIMLAR SAMARADORLIGINI OSHIRISH VA BAHOLASH MASALALARI . ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ, [S. l.], v. 71, n. 8, p. 259–266, 2025. Disponível em: https://scientific-jl.com/obr/article/view/22441. Acesso em: 1 aug. 2025.