“MASOFAVIY BANLK XIZMATLARINI RIVOJLANTIRISHNING ASOSIY YO’NALISHLARI, AFZALLIKLARI VA KAMCHILIKLARI ”, journal, vol. 68, no. 6, pp. 345–350, May 2025, Accessed: May 10, 2025. [Online]. Available: https://scientific-jl.com/obr/article/view/11744