“KICHIK BIZNES SUBYEKTLARIGA KO‘RSATILADIGAN BANK XIZMATLARINI MOLIYALASHTIRISH TIZIMINI TAKOMILLASHTIRISH ”, journal, vol. 72, no. 2, pp. 332–343, Jul. 2025, Accessed: Mar. 26, 2026. [Online]. Available: https://scientific-jl.com/obr/article/view/23883