“TIJORAT BANKLARIDA MIKROZAYMLAR SIFATINI BAHOLASH VA ULARNING EHTIMOLIY YO‘QOTISHLARINI QOPLASH MAQSADIDA ZAXIRALAR SHAKLLANTIRISH HAMDA ULAR BILAN BOSHQARISH (TENGE BANK MISOLIDA). ”. ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ 72, no. 2 (July 1, 2025): 351–360. Accessed July 7, 2025. https://scientific-jl.com/obr/article/view/23922.