Bеkmirzаyеv Xusаn Еrkin о‘g‘li. “DАVLАT TАSHQI QАRZLАRINI SАMАRАLI BОSHQАRISH YО‘LLАRI”. PEDAGOGS 82, no. 2 (May 31, 2025): 178–183. Accessed August 26, 2025. https://scientific-jl.com/ped/article/view/17591.