JUMANAZAROV JAMOL. DIGITAL-ONLY BANKING IN EMERGING MARKETS: A CRITICAL ANALYSIS OF TBC BANK UZBEKISTAN’S STRATEGIC INNOVATION THROUGH FINTECH INTEGRATION . Ta’lim innovatsiyasi va integratsiyasi, [S. l.], v. 43, n. 3, p. 228–237, 2025. Disponível em: https://scientific-jl.com/tal/article/view/10086. Acesso em: 16 aug. 2025.