Jumanazarov Jamol. DIGITAL-ONLY BANKING IN EMERGING MARKETS: A CRITICAL ANALYSIS OF TBC BANK UZBEKISTAN’S STRATEGIC INNOVATION THROUGH FINTECH INTEGRATION . ta’lim [Internet]. 2025 Apr. 23 [cited 2025 Aug. 16];43(3):228-37. Available from: https://scientific-jl.com/tal/article/view/10086