KREDIT OLISH TARTIBI
Keywords:
Kalit so‘zlar: kredit olish, moliyaviy muassasalar, kredit turlari, kredit shartlari, moliyaviy rejalashtirish, xavf-xatarlarni boshqarish, kredit tarixi, foiz stavkalari, hujjatlar tayyorlashAbstract
Annotatsiya: Ushbu maqola kredit olish jarayonining asosiy bosqichlari, talablari va strategiyalarini atroflicha tahlil qiladi. Maqolada kredit turlari, banklar va moliyaviy muassasalar tomonidan qo‘yiladigan shartlar, kredit olish uchun zarur hujjatlar va foydalanuvchilar e’tibor berishi lozim bo‘lgan omillar ko‘rib chiqiladi. Shuningdek, kredit olishda xavf-xatarlarni boshqarish, moliyaviy rejalashtirish va qaror qabul qilishda e’tiborli bo‘lish bo‘yicha tavsiyalar beriladi. Maqola shaxsiy va korporativ kredit oluvchilarga jarayonni soddalashtirish va moliyaviy barqarorlikni ta’minlashda yo‘l-yo‘riq ko‘rsatishga qaratilgan.
References
• International Monetary Fund. “Consumer Credit and Financial Stability.” Policy Paper.
• World Bank. “Financial Inclusion and Credit Access.” Research Report.
• TransUnion. “Credit History and Its Impact on Loan Approvals.” White Paper.
• Equifax. “Understanding Credit Scores and Reports.” Guide.
• Asian Development Bank. “Microfinance and Small Business Lending.” Technical Report.
• Financial Consumer Agency. “Guide to Borrowing and Credit Management.” Available at: https://www.financialconsumeragency.org.
• OECD. “Financial Literacy and Credit Awareness.” Policy Brief.
• Central Bank Regulations. “Consumer and Business Lending Guidelines.” Official Documentation.
