THE STRUCTURE AND RISK ANALYSIS OF THE LOAN PORTFOLIO IN COMMERCIAL BANKS OF UZBEKISTAN

Authors

  • Shokhzod Khujamurotov Author

Keywords:

commercial banks, loan portfolio, risk analysis, finance, economics

Abstract

This article analyzes the structure and risk indicators of the loan portfolio within commercial banks in Uzbekistan. Based on official statistical data from 2024–2025, the study examines the segmentation of bank credit portfolios, Non-Performing Loan (NPL) ratios, and their influencing factors. The findings facilitate the development of practical recommendations for banks to mitigate risks.

Author Biography

  • Shokhzod Khujamurotov

    Student, Faculty of Accounting and Finance

    Samarkand branch of Tashkent State University of Economics

    Email: br.shahkzod@gmail.com, ORCID ID: 0009-0009-1610-6508

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Published

2025-06-15

Issue

Vol. 28 No. 1 (2025): Modern education and development

Section

Articles

How to Cite

THE STRUCTURE AND RISK ANALYSIS OF THE LOAN PORTFOLIO IN COMMERCIAL BANKS OF UZBEKISTAN. (2025). Modern Education and Development, 28(1), 396-407. https://scientific-jl.com/mod/article/view/20761