TIJORAT BANKLARINING MUAMMOLI KREDITLARINI KAMAYTIRISH YO'LLARI
Ключевые слова:
tijorat banklari, muammoli kreditlar, kredit boshqaruvi, kredit xatarlari, to'lov qobiliyati, xatarlarni boshqarish, kredit siyosati, risklarni kamaytirish, kredit sifatini yaxshilash.Аннотация
Tijorat banklari uchun muammoli kreditlar – bu banklarning foydasi va moliyaviy barqarorligiga tahdid soluvchi asosiy omillardan biridir. Ushbu maqolada tijorat banklarining muammoli kreditlarini kamaytirish yo'llari tahlil qilinadi. Asosiy choralar sifatida kreditlar bo'yicha samarali boshqaruvni amalga oshirish, kredit sifatini yaxshilash, to'lov qobiliyatini baholash tizimini mustahkamlash
va xatarlarni kamaytirish uchun ilg'or texnologiyalarni joriy etish keltirilgan. Shuningdek, kreditorlar va mijozlar o'rtasidagi shartnomalar shaffofligi va risklarni boshqarish mexanizmlarining takomillashtirilishi muammoli kreditlar darajasini
kamaytirishda muhim rol o'ynaydi.
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