TIJORAT BANKLARINING MUAMMOLI KREDITLARINI KAMAYTIRISH YO'LLARI
##semicolon##
tijorat banklari, muammoli kreditlar, kredit boshqaruvi, kredit xatarlari, to'lov qobiliyati, xatarlarni boshqarish, kredit siyosati, risklarni kamaytirish, kredit sifatini yaxshilash.##article.abstract##
Tijorat banklari uchun muammoli kreditlar – bu banklarning foydasi va moliyaviy barqarorligiga tahdid soluvchi asosiy omillardan biridir. Ushbu maqolada tijorat banklarining muammoli kreditlarini kamaytirish yo'llari tahlil qilinadi. Asosiy choralar sifatida kreditlar bo'yicha samarali boshqaruvni amalga oshirish, kredit sifatini yaxshilash, to'lov qobiliyatini baholash tizimini mustahkamlash
va xatarlarni kamaytirish uchun ilg'or texnologiyalarni joriy etish keltirilgan. Shuningdek, kreditorlar va mijozlar o'rtasidagi shartnomalar shaffofligi va risklarni boshqarish mexanizmlarining takomillashtirilishi muammoli kreditlar darajasini
kamaytirishda muhim rol o'ynaydi.
##submission.citations##
1.
Du-jin, L. (2012). The impacts of the cross-regional development of commercial
bank on the reduction of loan loss.
2.
Kalandarov, A. (2020). Current issues of problematic loans management in
banks. Journal of Science and Innovative Development, 6(2).
3.
Zarutskie, R. (2012). Competition, financial innovation, and commercial bank
loan portfolios. IO: Regulation.
4.
Lessambo, F. I. (2019). Commercial banks and savings banks. SpringerLink.
5.
Geng, D. D. (2008). Legal issues of personal housing re-mortgage loan of
commercial bank.
6.
Clews, R. (2016). Commercial banks and syndicated lending.
7.
Shulha, N., Kotenko, U., & Stepanyk, A. (2021). Bank lending of commercial
real estate. Herald of Kyiv National University of Trade and Economics.
8.
Shavkatov, A. (2018). Tijorat banklarining kredit siyosati va uning iqtisodiyotga
ta'siri. O'zbekiston Respublikasi Markaziy Banki ilmiy jurnali.
9.
Turdiev, A. (2019). Tijorat banklarining muammoli kreditlarni boshqarish:
Amaliy yondashuvlar. Toshkent moliya instituti ilmiy jurnali.
